For High Earners

Earning Well Is Only Part of It.

High earners face a specific challenge: they generate significant income, pay a significant share of it in taxes, and often invest the rest in the same public market portfolio everyone else holds.

We work with partners and senior professionals at firms like Deloitte, PwC, EY, and KPMG, along with physicians, attorneys, and other high-income earners who have outgrown what a standard brokerage account offers. Partners at those firms can generally participate in passive private market positions — provided the investment amount is not significant relative to their overall net worth, they hold no control or active management role in the investment, and the firm does not have a service relationship with the specific sponsor.

Quema Capital gives high earners access and guidance to a different tier of investments.

What we do for high earners

Private Market Access

We provide access to institutional-quality private equity, real estate funds, private credit, and oil and gas programs. Vetted before they get to you.

Tax-Efficient Structures

Where you hold an investment matters as much as the investment itself. Private Placement Life Insurance (PPLI) allows high-net-worth investors to hold private market assets inside a life insurance wrapper, with gains growing and distributing tax-free. Roth conversions, properly timed, can permanently remove assets from future taxation.

Let's look at what you could be doing differently.

Tell us about your income, current holdings, and what you're trying to accomplish.

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