Guides and Insights
Straightforward guides to help you invest smarter and make the most of your tax-advantaged accounts.
What Is a Self-Directed IRA?
How a self-directed IRA works, what you can invest in, and how to fund one through contributions, transfers, or rollovers.
SEP IRA for Business Owners and the Self-Employed
How high earners and business owners can maximize tax-advantaged contributions through SEP IRAs — and make them self-directed.
K-1 Income and Retirement Accounts: What to Know
Receive K-1 income from a trading firm, partnership, or fund? Here's how it affects your retirement account options.
Retirement Account Options Based on How You're Paid
W-2, 1099, or self-employed — the way you earn income directly determines which retirement accounts are available to you.
How to Roll a 401(k) Into a Self-Directed IRA
A step-by-step walkthrough of rolling over a former employer's 401(k) into a self-directed IRA — without taxes, penalties, or the 60-day trap.
Solo 401(k) for Business Owners and the Self-Employed
How self-employed individuals and owner-only businesses can contribute up to $72,000 per year — with a Roth option and self-direction flexibility.
Private Equity in Your IRA: What You Need to Know
How a self-directed IRA can hold private equity investments — combining long-term private market returns with the tax advantages of a retirement account.
Can You Invest in Real Estate With Your IRA?
Yes — a self-directed IRA can hold real estate directly. How it works, what the rules are, and what most investors get wrong.
Private Credit in a Self-Directed IRA
Loans and debt instruments that generate interest income — compounding tax-deferred or tax-free inside your retirement account.
What Alternative Investments Are Actually Allowed in an IRA?
The IRS doesn't publish a list of approved investments — only a short list of what's prohibited. Here's the full picture of what a self-directed IRA can hold.
How to Invest Your IRA in Private Markets
A practical guide to moving your IRA into private equity, real estate, and private credit — what you need, how it works, and how to get started.
The SECURE Act and Inherited IRAs: What Changed and Why It Matters
The SECURE Act eliminated the stretch IRA and replaced it with a 10-year distribution rule. For many beneficiaries, that means a significant — and avoidable — tax problem.
Roth Conversions: Backdoor, Mega Backdoor, and What Comes Next
High earners are over the Roth income limits — but they still have options. A full breakdown of backdoor Roth contributions, mega backdoor Roth, and what comes after.