Question 1

Who do you work with?

Accepted Answer

Business owners, high earners, and professionals with capital to put to work in private markets. We work with accredited investors who are ready for something beyond a standard brokerage account.

Question 2

Are you a financial advisor?

Accepted Answer

Yes. Licensed across Series 7, Series 63, and Series 65. We can build a plan, recommend investments, and manage the relationship ongoing.

Question 3

What types of investments do you offer?

Accepted Answer

Private equity, multifamily real estate syndications, self storage funds, oil and gas direct participation programs, private credit, and infrastructure. All vetted before we present them to a client.

Question 4

What does working with Quema Capital look like?

Accepted Answer

It starts with a conversation about your income, current holdings, tax picture, and what you're trying to accomplish. From there we identify which asset classes and structures make sense and build a plan around that.

Question 5

What are typical investment minimums?

Accepted Answer

Most private market investments we work with have minimums in the $50,000 to $100,000 range. We'll tell you upfront before you get into any diligence.

Question 6

Can I invest through my retirement account?

Accepted Answer

Yes, through a self-directed IRA, SEP IRA, or Solo 401(k). Illiquid investments often make sense inside retirement accounts because the accounts themselves are long-term and illiquid by design.

Question 7

I'm a business owner. Can I contribute more to retirement than a standard 401(k) allows?

Accepted Answer

Yes. A SEP IRA or Solo 401(k) can reach $72,000 annually, depending on income. Business owners who control the employer side have significantly more flexibility than a W-2 employee capped at $24,500.

Question 8

How do oil and gas investments work from a tax standpoint?

Accepted Answer

Oil and gas direct participation programs can generate deductions through intangible drilling costs and bonus depreciation, which can offset ordinary income in the year they're taken. The specifics depend on the offering structure and your tax situation. We work closely with our clients' CPAs.

Question 9

What is PPLI?

Accepted Answer

Private Placement Life Insurance is a structure that allows investors to hold private market assets inside a life insurance wrapper. It also has estate planning uses. Generally suited to investors with significant capital to deploy into it.

Question 10

What is a Delaware Statutory Trust?

Accepted Answer

A DST lets real estate investors complete a 1031 exchange into a passive, institutional-grade property. Instead of finding a replacement property yourself, you exchange into a fractional interest in a larger asset managed by a professional sponsor. It defers the capital gain and removes the landlord responsibilities.

Question 11

How do multifamily syndications work?

Accepted Answer

A sponsor acquires an apartment community and raises equity from accredited investors to fund the deal. Investors often receive a preferred return, then share in the upside when the property is sold or refinanced. You're a passive limited partner with no property management responsibilities.

Question 12

What is private credit?

Accepted Answer

Loans made by non-bank lenders to middle-market companies or real estate projects. Investors in private credit funds earn interest income, often above what public bonds offer, with senior secured positioning in the capital stack.

Question 13

How do I get started?

Accepted Answer

Hit the Get Started button below and tell us about your situation. We'll figure out whether there's a fit and what that looks like.

Common Questions